Fast, fair, and accessible microlending for individuals and small businesses across Namibia. From Windhoek to Oshakati — your financial partner, wherever you are.
TWAHARA
FINANCIAL SERVICES
Our Impact in Numbers
N$42M+
Loans Disbursed
3,800+
Happy Clients
98%
Approval Rate
24hrs
Avg. Payout
Speak to an advisor
+264 61 000 0000
Limited-time offers designed to give you the financial boost you need.
New clients get zero processing fees on their first loan up to N$10,000. Apply before 31 August 2026.
Registered Namibian SMEs qualify for up to N$100,000 at reduced interest rates. Flexible 24-month repayment.
Refer a friend who takes a loan and earn N$250 cash credit. No limit on referrals. Valid through September 2026.
Join us at the NamPower Centre for a free community workshop on budgeting, saving, and responsible borrowing. Open to all Namibians.
Read MoreWe are proud to announce the opening of our newest branch in Rundu, bringing accessible financial services to the Kavango East region.
Read MoreMeet our business lending advisors at the Erongo Business Expo. Learn about SME loan products, eligibility criteria, and fast-track applications.
Read MoreTwahara Finance achieved a record quarterly disbursement of N$8 million in Q2 2026, supporting over 600 borrowers across 5 Namibian regions.
Read MoreCelebrating Namibian women entrepreneurs. Join us for an intimate networking session with access to tailored micro-loan products for women-led businesses.
Read MoreApply for loans, track repayments, and manage your account on the go. Our new Twahara Finance mobile app is coming this October on iOS and Android.
Read MoreTwahara Financial Services is a Namibia-based microlending institution committed to providing fast, transparent, and affordable credit to individuals and small businesses who are underserved by traditional banks.
Founded in Windhoek in 2019, we've grown to serve thousands of clients across 6 regions — from Khomas to Kavango East — with a team of dedicated financial professionals who understand the unique needs of the Namibian economy.
Personal Loans
Quick cash for personal needs — medical, education, or emergencies. Up to N$50,000.
SME Business Loans
Fuel your business growth with working capital or asset finance. Up to N$500,000.
Agricultural Loans
Seasonal and production finance for communal and commercial farmers.
Salary-Backed Loans
Structured repayments deducted from your monthly salary. Low risk, low rates.
3,800+
Satisfied Clients
N$42M+
Loans Disbursed
6
Regions Covered
5 Yrs
Years Active
Windhoek (HQ)
14 Independence Avenue, Khomas
+264 61 000 0001
Oshakati Branch
8 Sam Nujoma Drive, Oshana
+264 65 000 0002
Walvis Bay Branch
3 Theo-Ben Gurirab Street, Erongo
+264 64 000 0003
Apply online in minutes or visit your nearest branch. Our team is ready to help you find the right loan for your needs.